Employers Liability Insurance
Employers' liability insurance covers the legal liability of employers for injury, disease or death sustained by their employees arising in the course of their employment.
This insurance is legally compulsory for all businesses that have any employees (unless they are exempt under the Employers' Liability Compulsory Insurance Act 1969). By law, cover is required for at least £5 million. In practice, however, most policies provide a limit of £10 million.
Your insurer will issue you with an Employers' Liability Certificate each year as evidence of insurance.
You are legally required to display this, however under the Amendments to the Regulations made in 2008, this requirement is satisfied if the certificate is made available in electronic form and employees have reasonable access to it.
Direct Insurance have a team of experts in the field of Employers Liability and the risks they face. If you are unsure of your legal requirements or looking for a comprehensive insurance partner, we will be happy to assist and surpass your expectations.
Contact us for a free no obligation proposal tailored to your business needs.
