Pollution Liability Insurance

Most public liability policies include pollution liability as standard, which covers damages paid to a third-party who has suffered as a result of pollution caused by your business activities.

Pollution liability as part of public liability insurance covers sudden and unexpected incidents that take place during the insured period, such as one-off accidents.

If your business operates in an industry where there is a higher risk of pollution during everyday operations, eg the chemical or waste / recycling industry, you may want to opt for a bespoke policy such as environmental impairment liability. This can be designed specifically for your industry sector or even your particular business.

Environmental impairment liability should cover:

• clean-up costs from any gradual pollution
• damages awarded for injury to people or property
• the cost of investigating and defending the company against such claims

Direct Insurance will look at understanding your business and determine what, if any the risks are. Upon understanding your requirements we will provide a comprehensive policy to eliminate risks to your company.